{"id":4425,"date":"2026-01-28T17:06:49","date_gmt":"2026-01-28T17:06:49","guid":{"rendered":"https:\/\/timeoffledger.com\/?page_id=4425"},"modified":"2026-09-13T17:42:33","modified_gmt":"2026-09-13T17:42:33","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/timeoffledger.com\/bn\/terms-and-conditions\/","title":{"rendered":"\u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 &#038; #038 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:72px;--awb-padding-left:72px;--awb-padding-right-medium:30px;--awb-padding-left-medium:30px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:calc( 100% + 30px ) !important;max-width:calc( 100% + 30px ) !important;margin-left: calc(-30px \/ 2 );margin-right: calc(-30px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:80px;--awb-padding-right:40px;--awb-padding-bottom:80px;--awb-padding-left:40px;--awb-overflow:hidden;--awb-bg-color:var(--awb-color4);--awb-bg-color-hover:var(--awb-color4);--awb-bg-size:cover;--awb-border-radius:20px 20px 20px 20px;--awb-width-large:100%;--awb-spacing-right-large:15px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:15px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:15px;--awb-spacing-left-medium:15px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:15px;--awb-spacing-left-small:15px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-top:8px;--awb-margin-bottom:16px;--awb-margin-bottom-small:16px;--awb-font-size:56px;\"><h1 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:56;line-height:var(--awb-typography1-line-height);\">\u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 &#038; #038 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0<\/h1><\/div><div class=\"fusion-text fusion-text-1\" style=\"--awb-content-alignment:center;--awb-text-color:var(--awb-color1);\"><p><b>\u09b8\u09b0\u09cd\u09ac\u09b6\u09c7\u09b7 \u0986\u09aa\u09a1\u09c7\u099f \u0995\u09b0\u09be \u09b9\u09df\u09c7\u099b\u09c7\u0983 \u099c\u09be\u09a8\u09c1\u09df\u09be\u09b0\u09c0 2026<\/b><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:90px;--awb-padding-bottom:90px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-space-between fusion-flex-content-wrap\" style=\"max-width:1256.6px;margin-left: calc(-3% \/ 2 );margin-right: calc(-3% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p>TimeOffLedger (\u2032 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \",\" \u0986\u09ae\u09b0\u09be \",\" \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \", \u09ac\u09be\" \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \") \u098f \u09b8\u09cd\u09ac\u09be\u0997\u09a4\u09ae\u0964 \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 (\u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0) TimeOffLedger \u0993\u09df\u09c7\u09ac\u09b8\u09be\u0987\u099f, \u0985\u09cd\u09af\u09be\u09aa\u09cd\u09b2\u09bf\u0995\u09c7\u09b6\u09a8, API \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u0997\u09c1\u09b2\u09bf\u09a4\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09cd\u09af\u09be\u0995\u09cd\u09b8\u09c7\u09b8 \u098f\u09ac\u0982 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09a8\u09be \u0995\u09b0\u09c7 (\u09b8\u09ae\u09cd\u09ae\u09bf\u09b2\u09bf\u09a4\u09ad\u09be\u09ac\u09c7, \"\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\" \u098f\u0996\u09be\u09a8\u09c7 \u0989\u09aa\u09b2\u09ac\u09cd\u09a7) <a href=\"https:\/\/timeoffledger.com\/bn\/\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/timeoffledger.com\/.<\/a><\/p>\n<p>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09a4\u09c7 \u09aa\u09cd\u09b0\u09ac\u09c7\u09b6 \u09ac\u09be \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c7, \u0986\u09aa\u09a8\u09bf \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u0986\u09ac\u09a6\u09cd\u09a7 \u09b9\u09a4\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09a8\u0964 \u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u09b8\u09ae\u09cd\u09ae\u09a4 \u09a8\u09be \u09b9\u09a8, \u09a4\u09be\u09b9\u09b2\u09c7 \u0986\u09aa\u09a8\u09be\u0995\u09c7 \u0985\u09ac\u09b6\u09cd\u09af\u0987 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09a4\u09c7 \u09aa\u09cd\u09b0\u09ac\u09c7\u09b6 \u09ac\u09be \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09a4\u09c7 \u09b9\u09ac\u09c7 \u09a8\u09be\u0964<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">1. \u09b8\u0982\u099c\u09cd\u099e\u09be<\/h2><\/div><div class=\"fusion-text fusion-text-3\"><\/div><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p>\u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0\u09b0 \u099c\u09a8\u09cd\u09af\u0983<\/p>\n<ul>\n<li>\"\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\" \u0985\u09b0\u09cd\u09a5 TimeOffLedger \u09b8\u09ab\u099f\u0993\u09df\u09cd\u09af\u09be\u09b0 \u09aa\u09cd\u09b2\u09cd\u09af\u09be\u099f\u09ab\u09b0\u09cd\u09ae, \u0993\u09df\u09c7\u09ac\u09b8\u09be\u0987\u099f, \u0985\u09cd\u09af\u09be\u09aa\u09cd\u09b2\u09bf\u0995\u09c7\u09b6\u09a8 \u098f\u09ac\u0982 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u0997\u09c1\u09b2\u09bf\u0964<\/li>\n<li>\"\u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u0995\u09be\u09b0\u09c0\" \u0985\u09b0\u09cd\u09a5 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u0985\u09cd\u09af\u09be\u0995\u09cd\u09b8\u09c7\u09b8 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0985\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0964<\/li>\n<li>\"\" \"\u0997\u09cd\u09b0\u09be\u09b9\u0995\" \"\u0985\u09b0\u09cd\u09a5 \u09b8\u09c7\u0987 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf \u09ac\u09be \u0986\u0987\u09a8\u09c0 \u09b8\u09a4\u09cd\u09a4\u09be \u09af\u09bf\u09a8\u09bf \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u09a8\u09bf\u09ac\u09a8\u09cd\u09a7\u09bf\u09a4 \u09b9\u09df\u09c7\u099b\u09c7\u09a8 \u09ac\u09be \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09be\u0987\u09ac \u0995\u09b0\u09c7\u099b\u09c7\u09a8\u0964\"<\/li>\n<li>\"\u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09bf\u09aa\u09b6\u09a8\" \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09a4\u09cd\u09a4 \u09ac\u09be \u09ac\u09bf\u09a8\u09be\u09ae\u09c2\u09b2\u09cd\u09af\u09c7 \u09b8\u09cd\u09a4\u09b0 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u09af\u09be\u09b0 \u0985\u09a7\u09c0\u09a8\u09c7 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09a4\u09c7 \u0985\u09cd\u09af\u09be\u0995\u09cd\u09b8\u09c7\u09b8 \u09b8\u09b0\u09ac\u09b0\u09be\u09b9 \u0995\u09b0\u09be \u09b9\u09df\u0964<\/li>\n<li>\"\u09ac\u09bf\u09b7\u09df\u09ac\u09b8\u09cd\u09a4\u09c1\" \u0985\u09b0\u09cd\u09a5 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u0986\u09aa\u09b2\u09cb\u09a1 \u0995\u09b0\u09be \u09ac\u09be \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09df\u09be\u099c\u09be\u09a4 \u0995\u09b0\u09be \u0995\u09cb\u09a8\u0993 \u09a1\u09c7\u099f\u09be, \u09a4\u09a5\u09cd\u09af, \u09aa\u09be\u09a0\u09cd\u09af \u09ac\u09be \u0989\u09aa\u09be\u09a6\u09be\u09a8\u0964<\/li>\n<li>\"\u09aa\u09c7\u09aa\u09cd\u09b0\u09cb \u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2\" \u0985\u09b0\u09cd\u09a5 \u09aa\u09c7\u09ae\u09c7\u09a8\u09cd\u099f \u09aa\u09cd\u09b0\u09b8\u09c7\u09b8\u09bf\u0982\u09df\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09a6\u09be\u09df\u09c0 \u09a4\u09c3\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09b0\u09c7\u0995\u09b0\u09cd\u09a1\u09c7\u09b0 \u09ac\u09a3\u09bf\u0995\u0964<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">2. \u09af\u09cb\u0997\u09cd\u09af\u09a4\u09be \u0993 \u0997\u09cd\u09b0\u09b9\u09a3\u09af\u09cb\u0997\u09cd\u09af\u09a4\u09be<\/h2><\/div><div class=\"fusion-text fusion-text-5\"><\/div><div class=\"fusion-text fusion-text-6 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09df\u09b8 \u0995\u09ae\u09aa\u0995\u09cd\u09b7\u09c7 18 \u09ac\u099b\u09b0 \u09ac\u09be \u0986\u09aa\u09a8\u09be\u09b0 \u098f\u0996\u09a4\u09bf\u09df\u09be\u09b0\u09c7\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09b8\u0982\u0996\u09cd\u09af\u09be\u0997\u09b0\u09bf\u09b7\u09cd\u09a0 \u09ac\u09df\u09b8 \u09b9\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u0995\u09cb\u09a8\u0993 \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09b0 \u09aa\u0995\u09cd\u09b7 \u09a5\u09c7\u0995\u09c7 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c7\u09a8, \u09a4\u09be\u09b9\u09b2\u09c7 \u0986\u09aa\u09a8\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u09a8\u09bf\u09a7\u09bf\u09a4\u09cd\u09ac \u0995\u09b0\u09c7\u09a8 \u098f\u09ac\u0982 \u0993\u09df\u09be\u09b0\u09c7\u09a8\u09cd\u099f \u09a6\u09c7\u09a8 \u09af\u09c7 \u098f\u0987 \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u0995\u09c7 \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0\u09b0 \u09b8\u09be\u09a5\u09c7 \u0986\u09ac\u09a6\u09cd\u09a7 \u0995\u09b0\u09be\u09b0 \u0985\u09a7\u09bf\u0995\u09be\u09b0 \u0986\u09aa\u09a8\u09be\u09b0 \u09b0\u09df\u09c7\u099b\u09c7\u0964<\/li>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09b0 \u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09ac\u09cd\u09af\u09be\u09b9\u09a4 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09a6\u09bf\u09b0 \u099a\u09b2\u09ae\u09be\u09a8 \u0997\u09cd\u09b0\u09b9\u09a3\u09af\u09cb\u0997\u09cd\u09af\u09a4\u09be \u098f\u09ac\u0982 \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u0986\u09aa\u09a1\u09c7\u099f\u0995\u09c7 \u0997\u09a0\u09a8 \u0995\u09b0\u09c7\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">3. \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u09ac\u09bf\u09ac\u09b0\u09a3<\/h2><\/div><div class=\"fusion-text fusion-text-7\"><\/div><div class=\"fusion-text fusion-text-8 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>TimeOffLedger \u09b9\u09b2 \u098f\u0995\u099f\u09bf \u09b8\u09ab\u099f\u0993\u09df\u09cd\u09af\u09be\u09b0-\u098f-\u098f-\u09b8\u09be\u09b0\u09cd\u09ad\u09bf\u09b8 (SaaS) \u09aa\u09cd\u09b2\u09cd\u09af\u09be\u099f\u09ab\u09b0\u09cd\u09ae \u09af\u09be \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u0997\u09c1\u09b2\u09bf\u0995\u09c7 \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 \u09b8\u09ae\u09df-\u09ac\u09a8\u09cd\u09a7, \u099b\u09c1\u099f\u09bf\u09b0 \u09ad\u09be\u09b0\u09b8\u09be\u09ae\u09cd\u09af, \u0989\u09aa\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf-\u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4 \u09b0\u09c7\u0995\u09b0\u09cd\u09a1 \u098f\u09ac\u0982 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4 \u09aa\u09cd\u09b0\u09b6\u09be\u09b8\u09a8\u09bf\u0995 \u0995\u09b0\u09cd\u09ae\u09aa\u09cd\u09b0\u09ac\u09be\u09b9 \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09a8\u09be \u0995\u09b0\u09a4\u09c7 \u09b8\u09b9\u09be\u09df\u09a4\u09be \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09a1\u09bf\u099c\u09be\u0987\u09a8 \u0995\u09b0\u09be \u09b9\u09df\u09c7\u099b\u09c7\u0964<\/li>\n<li>\u09ac\u09c8\u09b6\u09bf\u09b7\u09cd\u099f\u09cd\u09af, \u0995\u09be\u09b0\u09cd\u09af\u0995\u09be\u09b0\u09bf\u09a4\u09be \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09be\u09aa\u09cd\u09af\u09a4\u09be \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be, \u0985\u099e\u09cd\u099a\u09b2 \u09ac\u09be \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09bf\u09aa\u09b6\u09a8 \u09b8\u09cd\u09a4\u09b0 \u0985\u09a8\u09c1\u09b8\u09be\u09b0\u09c7 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09bf\u09a4 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09b8\u09ae\u09df \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u0995\u09cb\u09a8\u0993 \u0985\u0982\u09b6 \u09b8\u0982\u09b6\u09cb\u09a7\u09a8, \u09b8\u09cd\u09a5\u0997\u09bf\u09a4 \u09ac\u09be \u09ac\u09a8\u09cd\u09a7 \u0995\u09b0\u09be\u09b0 \u0985\u09a7\u09bf\u0995\u09be\u09b0 \u09b0\u09be\u0996\u09bf\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">4. \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f \u09a8\u09bf\u09ac\u09a8\u09cd\u09a7\u09a8 \u0993 \u09a8\u09bf\u09b0\u09be\u09aa\u09a4\u09cd\u09a4\u09be<\/h2><\/div><div class=\"fusion-text fusion-text-9 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f\u09c7\u09b0 \u09aa\u09b0\u09bf\u099a\u09df\u09aa\u09a4\u09cd\u09b0\u09c7\u09b0 \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u09ac\u099c\u09be\u09df \u09b0\u09be\u0996\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09bf \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u09a8\u09bf\u09ac\u09a8\u09cd\u09a7\u09a8\u09c7\u09b0 \u09b8\u09ae\u09df \u09b8\u09a0\u09bf\u0995, \u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8 \u098f\u09ac\u0982 \u09b8\u09ae\u09cd\u09aa\u09c2\u09b0\u09cd\u09a3 \u09a4\u09a5\u09cd\u09af \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09a4\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09a8\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f\u09c7\u09b0 \u0985\u09a7\u09c0\u09a8\u09c7 \u0998\u099f\u09c7 \u09af\u09be\u0993\u09df\u09be \u09b8\u09ae\u09b8\u09cd\u09a4 \u0995\u09cd\u09b0\u09bf\u09df\u09be\u0995\u09b2\u09be\u09aa\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09bf \u098f\u0995\u09ae\u09be\u09a4\u09cd\u09b0 \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u0985\u09ac\u09bf\u09b2\u09ae\u09cd\u09ac\u09c7 \u0986\u09ae\u09be\u09a6\u09c7\u09b0\u0995\u09c7 \u0995\u09cb\u09a8\u0993 \u0985\u09a8\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u09ac\u09be \u09a8\u09bf\u09b0\u09be\u09aa\u09a4\u09cd\u09a4\u09be \u09b2\u0999\u09cd\u0998\u09a8\u09c7\u09b0 \u09ac\u09bf\u09b7\u09df\u09c7 \u0985\u09ac\u09b9\u09bf\u09a4 \u0995\u09b0\u09ac\u09c7\u09a8\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">5. \u0997\u09cd\u09b0\u09b9\u09a3\u09af\u09cb\u0997\u09cd\u09af \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u09a8\u09c0\u09a4\u09bf<\/h2><\/div><div class=\"fusion-text fusion-text-10\"><\/div><div class=\"fusion-text fusion-text-11 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p>\u0986\u09aa\u09a8\u09bf \u098f\u0995\u09ae\u09a4 \u09a8\u09be\u0983<\/p>\n<ol>\n<li>\u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09ac\u09c7\u0986\u0987\u09a8\u09bf, \u09aa\u09cd\u09b0\u09a4\u09be\u09b0\u09a3\u09be\u09ae\u09c2\u09b2\u0995 \u09ac\u09be \u09a6\u09c2\u09b7\u09bf\u09a4 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n<li>\u0995\u09cb\u09a8\u0993 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09df, \u099c\u09be\u09a4\u09c0\u09df \u09ac\u09be \u0986\u09a8\u09cd\u09a4\u09b0\u09cd\u099c\u09be\u09a4\u09bf\u0995 \u0986\u0987\u09a8 \u09ac\u09be \u09aa\u09cd\u09b0\u09ac\u09bf\u09a7\u09be\u09a8 \u09b2\u0999\u09cd\u0998\u09a8 \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u09b8\u09a4\u09a4\u09be \u09ac\u09be \u0995\u09be\u09b0\u09cd\u09af \u09b8\u09ae\u09cd\u09aa\u09be\u09a6\u09a8\u09c7 \u09b9\u09b8\u09cd\u09a4\u0995\u09cd\u09b7\u09c7\u09aa \u09ac\u09be \u09ac\u09cd\u09af\u09be\u0998\u09be\u09a4 \u0998\u099f\u09be\u09a8\u09cb\u0964<\/li>\n<li>\u09b8\u09bf\u09b8\u09cd\u099f\u09c7\u09ae, \u09a8\u09c7\u099f\u0993\u09df\u09be\u09b0\u09cd\u0995 \u09ac\u09be \u09a1\u09c7\u099f\u09be\u09a4\u09c7 \u0985\u09a8\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u0985\u09cd\u09af\u09be\u0995\u09cd\u09b8\u09c7\u09b8 \u0985\u09b0\u09cd\u099c\u09a8\u09c7\u09b0 \u099a\u09c7\u09b7\u09cd\u099f\u09be\u0964<\/li>\n<li>\u09ad\u09be\u0987\u09b0\u09be\u09b8, \u09ae\u09cd\u09af\u09be\u09b2\u0993\u09df\u09cd\u09af\u09be\u09b0 \u09ac\u09be \u0995\u09cd\u09b7\u09a4\u09bf\u0995\u09be\u09b0\u0995 \u0995\u09cb\u09a1 \u0986\u09aa\u09b2\u09cb\u09a1 \u09ac\u09be \u09aa\u09cd\u09b0\u09c7\u09b0\u09a3 \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">6. \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09bf\u09aa\u09b6\u09a8 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be, \u09ab\u09bf \u098f\u09ac\u0982 \u09aa\u09c7\u09ae\u09c7\u09a8\u09cd\u099f<\/h2><\/div><div class=\"fusion-text fusion-text-12 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u0995\u09bf\u099b\u09c1 \u09ac\u09c8\u09b6\u09bf\u09b7\u09cd\u099f\u09cd\u09af\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09bf\u09aa\u09b6\u09a8 \u09ab\u09bf \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09a4\u09c7 \u09b9\u09df\u0964<\/li>\n<li>\u099f\u09cb\u09b2\u09ac\u09cd\u09b0\u09cd\u09af\u09be\u09a8\u09cd\u09a1\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09ae\u09b8\u09cd\u09a4 \u0985\u09b0\u09cd\u09a5\u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u098f\u0995\u099a\u09c7\u099f\u09bf\u09df\u09be\u09ad\u09be\u09ac\u09c7 \u098f\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09df\u09be \u0995\u09b0\u09be \u09b9\u09df <b><a href=\"https:\/\/payproglobal.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u09aa\u09c7\u09aa\u09cd\u09b0\u09cb \u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2<\/a><\/b>, \u09af\u09be \u09ae\u09be\u09b0\u09cd\u099a\u09c7\u09a8\u09cd\u099f \u0985\u09ab \u09b0\u09c7\u0995\u09b0\u09cd\u09a1 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7 \u0995\u09be\u099c \u0995\u09b0\u09c7\u0964<\/li>\n<li>\u098f\u0995\u099f\u09bf \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u09b8\u09ae\u09cd\u09aa\u09c2\u09b0\u09cd\u09a3 \u0995\u09b0\u09c7, \u0986\u09aa\u09a8\u09bf \u09aa\u09c7\u09aa\u09cd\u09b0\u09cb \u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0, \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u09a8\u09c0\u09a4\u09bf, \u09b0\u09bf\u09ab\u09be\u09a8\u09cd\u09a1 \u09a8\u09c0\u09a4\u09bf \u098f\u09ac\u0982 \u09ac\u09bf\u09b2\u09bf\u0982 \u0985\u09a8\u09c1\u09b6\u09c0\u09b2\u09a8\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09a8\u0964<\/li>\n<li>\u09a8\u09ac\u09be\u09df\u09a8\u09c7\u09b0 \u09a4\u09be\u09b0\u09bf\u0996\u09c7\u09b0 \u0986\u0997\u09c7 \u09ac\u09be\u09a4\u09bf\u09b2 \u09a8\u09be \u0995\u09b0\u09be \u09b9\u09b2\u09c7 \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09bf\u09aa\u09b6\u09a8\u0997\u09c1\u09b2\u09bf \u09b8\u09cd\u09ac\u09df\u0982\u0995\u09cd\u09b0\u09bf\u09df\u09ad\u09be\u09ac\u09c7 \u09aa\u09c1\u09a8\u09b0\u09cd\u09a8\u09ac\u09c0\u0995\u09b0\u09a3 \u09b9\u09df\u0964<\/li>\n<li>\u09af\u09a6\u09bf \u0995\u09cb\u09a8\u0993 \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u09ac\u09cd\u09af\u09b0\u09cd\u09a5 \u09b9\u09df \u09ac\u09be \u09ac\u09bf\u09aa\u09b0\u09c0\u09a4 \u09b9\u09df, \u09a4\u09ac\u09c7 \u0986\u09ae\u09b0\u09be \u0985\u09b0\u09cd\u09a5 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u09b8\u09ab\u09b2\u09ad\u09be\u09ac\u09c7 \u09b8\u09ae\u09cd\u09aa\u09a8\u09cd\u09a8 \u09a8\u09be \u09b9\u0993\u09df\u09be \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09a4\u09c7 \u0985\u09cd\u09af\u09be\u0995\u09cd\u09b8\u09c7\u09b8 \u09b8\u09cd\u09a5\u0997\u09bf\u09a4 \u09ac\u09be \u09b8\u09c0\u09ae\u09be\u09ac\u09a6\u09cd\u09a7 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09ac\u09b8\u09cd\u09a5\u09be\u09a8, \u09ae\u09c1\u09a6\u09cd\u09b0\u09be \u098f\u09ac\u0982 \u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09df \u09a8\u09bf\u09df\u09ae\u0995\u09be\u09a8\u09c1\u09a8\u0997\u09c1\u09b2\u09bf\u09b0 \u0989\u09aa\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf \u0995\u09b0\u09c7 \u09a6\u09be\u09ae, \u0995\u09b0, \u09b6\u09c1\u09b2\u09cd\u0995 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09ab\u09bf \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09bf\u09a4 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/li>\n<li>\u0986\u0987\u09a8 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u09ac\u09cd\u09af\u09a4\u09c0\u09a4, \u09b8\u09ae\u09b8\u09cd\u09a4 \u09ab\u09bf \u09ab\u09c7\u09b0\u09a4\u09af\u09cb\u0997\u09cd\u09af \u09a8\u09df\u0964<\/li>\n<li>\u09af\u09c1\u0995\u09cd\u09a4\u09bf\u09b8\u0999\u09cd\u0997\u09a4 \u09a8\u09cb\u099f\u09bf\u09b6 \u09b8\u09b9 \u09ae\u09c2\u09b2\u09cd\u09af \u0986\u09aa\u09a1\u09c7\u099f \u0995\u09b0\u09be\u09b0 \u0985\u09a7\u09bf\u0995\u09be\u09b0 \u0986\u09ae\u09b0\u09be \u09b0\u09be\u0996\u09bf\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">7. \u0995\u09b0 \u098f\u09ac\u0982 \u0986\u09a8\u09cd\u09a4\u09b0\u09cd\u099c\u09be\u09a4\u09bf\u0995 \u0985\u09b0\u09cd\u09a5\u09aa\u09cd\u09b0\u09a6\u09be\u09a8<\/h2><\/div><div class=\"fusion-text fusion-text-13 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09c7\u09aa\u09cd\u09b0\u09cb \u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2 \u0986\u09aa\u09a8\u09be\u09b0 \u098f\u0996\u09a4\u09bf\u09df\u09be\u09b0\u09c7\u09b0 \u0989\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09c7 \u09ad\u09cd\u09af\u09be\u099f, \u099c\u09bf\u098f\u09b8\u099f\u09bf, \u09ac\u09bf\u0995\u09cd\u09b0\u09df \u0995\u09b0 \u09ac\u09be \u0985\u09a8\u09c1\u09b0\u09c2\u09aa \u0995\u09b0 \u09b8\u09b9 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0995\u09b0 \u09b8\u0982\u0997\u09cd\u09b0\u09b9 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09c7\u09b0\u09a3 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/li>\n<li>\u09aa\u09c7\u09aa\u09cd\u09b0\u09cb \u0997\u09cd\u09b2\u09cb\u09ac\u09be\u09b2 \u0995\u09b0\u09cd\u09a4\u09c3\u0995 \u09b8\u0982\u0997\u09c3\u09b9\u09c0\u09a4 \u09a8\u09be \u09b9\u0993\u09df\u09be \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u0985\u09a4\u09bf\u09b0\u09bf\u0995\u09cd\u09a4 \u0995\u09b0, \u09b6\u09c1\u09b2\u09cd\u0995 \u09ac\u09be \u09b8\u09b0\u0995\u09be\u09b0\u09c0 \u0996\u09b0\u099a\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09bf \u09a6\u09be\u09df\u09c0\u0964<\/li>\n<li>\u09ae\u09c1\u09a6\u09cd\u09b0\u09be \u09b0\u09c2\u09aa\u09be\u09a8\u09cd\u09a4\u09b0 \u09b9\u09be\u09b0 \u098f\u09ac\u0982 \u0986\u09a8\u09cd\u09a4\u09b0\u09cd\u099c\u09be\u09a4\u09bf\u0995 \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8\u09c7\u09b0 \u09ab\u09bf \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">8. \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u09aa\u09cd\u09b0\u09be\u09aa\u09cd\u09af\u09a4\u09be, \u09b0\u0995\u09cd\u09b7\u09a3\u09be\u09ac\u09c7\u0995\u09cd\u09b7\u09a3 \u098f\u09ac\u0982 \u09b8\u09b9\u09be\u09df\u09a4\u09be<\/h2><\/div><div class=\"fusion-text fusion-text-14 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u0986\u09ae\u09b0\u09be \u0995\u09cd\u09b0\u09ae\u09be\u0997\u09a4 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u0989\u09aa\u09b2\u09ac\u09cd\u09a7 \u0995\u09b0\u09be\u09b0 \u099a\u09c7\u09b7\u09cd\u099f\u09be \u0995\u09b0\u09bf \u09a4\u09ac\u09c7 \u09a8\u09bf\u09b0\u09ac\u099a\u09cd\u099b\u09bf\u09a8\u09cd\u09a8 \u09ac\u09be \u09a4\u09cd\u09b0\u09c1\u099f\u09bf-\u09ae\u09c1\u0995\u09cd\u09a4 \u0995\u09cd\u09b0\u09bf\u09df\u09be\u0995\u09b2\u09be\u09aa\u09c7\u09b0 \u0997\u09cd\u09af\u09be\u09b0\u09be\u09a8\u09cd\u099f\u09bf \u09a6\u09bf\u0987 \u09a8\u09be\u0964<\/li>\n<li>\u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 \u09b0\u0995\u09cd\u09b7\u09a3\u09be\u09ac\u09c7\u0995\u09cd\u09b7\u09a3, \u0986\u09aa\u09a1\u09c7\u099f \u09ac\u09be \u099c\u09b0\u09c1\u09b0\u09bf \u09b8\u0982\u09b6\u09cb\u09a7\u09a8\u0997\u09c1\u09b2\u09bf\u09b0 \u09ab\u09b2\u09c7 \u0985\u09b8\u09cd\u09a5\u09be\u09df\u09c0 \u0985\u09a8\u09c1\u09aa\u09b2\u09ac\u09cd\u09a7\u09a4\u09be \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09b8\u09ae\u09df \u09ac\u09c8\u09b6\u09bf\u09b7\u09cd\u099f\u09cd\u09af\u0997\u09c1\u09b2\u09bf \u09b8\u0982\u09b6\u09cb\u09a7\u09a8, \u0989\u09a8\u09cd\u09a8\u09a4 \u09ac\u09be \u09ac\u09a8\u09cd\u09a7 \u0995\u09b0\u09be\u09b0 \u0985\u09a7\u09bf\u0995\u09be\u09b0 \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09bf\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ac\u09be\u099a\u09bf\u09a4 \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09bf\u09aa\u09b6\u09a8 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be\u09b0 \u0989\u09aa\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf \u0995\u09b0\u09c7 \u09b8\u09b9\u09be\u09df\u09a4\u09be \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09be \u09b9\u09df\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">9. \u09ac\u09c1\u09a6\u09cd\u09a7\u09bf\u09ac\u09c3\u09a4\u09cd\u09a4\u09bf\u0995 \u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf \u0985\u09a7\u09bf\u0995\u09be\u09b0<\/h2><\/div><div class=\"fusion-text fusion-text-15 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09b0 \u09b8\u09ae\u09b8\u09cd\u09a4 \u09ac\u09cc\u09a6\u09cd\u09a7\u09bf\u0995 \u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf \u0985\u09a7\u09bf\u0995\u09be\u09b0 TimeOffLedger \u09ac\u09be \u098f\u09b0 \u09b2\u09be\u0987\u09b8\u09c7\u09a8\u09cd\u09b8\u09a7\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u0997\u09a4\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u09b2\u09bf\u0996\u09bf\u09a4 \u0985\u09a8\u09c1\u09ae\u09a4\u09bf \u09ac\u09cd\u09af\u09a4\u09c0\u09a4 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u0995\u09cb\u09a8\u0993 \u0985\u0982\u09b6 \u0985\u09a8\u09c1\u09b2\u09bf\u09aa\u09bf, \u09b8\u0982\u09b6\u09cb\u09a7\u09a8, \u09ac\u09bf\u09a4\u09b0\u09a3, \u09ac\u09bf\u0995\u09cd\u09b0\u09df \u09ac\u09be \u0987\u099c\u09be\u09b0\u09be \u09a6\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09ac\u09c7\u09a8 \u09a8\u09be\u0964<\/li>\n<li>\u09b8\u09ae\u09b8\u09cd\u09a4 \u099f\u09cd\u09b0\u09c7\u09a1\u09ae\u09be\u09b0\u09cd\u0995, \u09b2\u09cb\u0997\u09cb \u098f\u09ac\u0982 \u09ac\u09cd\u09b0\u09cd\u09af\u09be\u09a8\u09cd\u09a1\u09c7\u09b0 \u0989\u09aa\u09be\u09a6\u09be\u09a8\u0997\u09c1\u09b2\u09bf TimeOffLedger-\u098f\u09b0 \u098f\u0995\u099a\u09c7\u099f\u09bf\u09df\u09be \u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">10. \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7\u09a4\u09be\u09b0 \u09b8\u09c0\u09ae\u09be\u09ac\u09a6\u09cd\u09a7\u09a4\u09be<\/h2><\/div><div class=\"fusion-text fusion-text-16 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p>\u099f\u09cb\u09b2\u09ac\u09cd\u09b0\u09cd\u09af\u09be\u09a8\u09cd\u09a1 \u098f\u0995\u099f\u09bf \"\u09af\u09c7\u09ae\u09a8 \u0986\u099b\u09c7\" \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09be \u09b9\u09df\u0964 \u0986\u0987\u09a8 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u0985\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u09b8\u09b0\u09cd\u09ac\u09cb\u099a\u09cd\u099a \u09aa\u09b0\u09bf\u09ae\u09be\u09a3\u09c7, \u0986\u09ae\u09b0\u09be \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u09ab\u09b2\u09c7 \u0989\u09a6\u09cd\u09ad\u09c2\u09a4 \u0995\u09cb\u09a8\u0993 \u09aa\u09b0\u09cb\u0995\u09cd\u09b7, \u0986\u09a8\u09c1\u09b7\u0999\u09cd\u0997\u09bf\u0995 \u09ac\u09be \u09ab\u09b2\u09b8\u09cd\u09ac\u09b0\u09c2\u09aa \u0995\u09cd\u09b7\u09a4\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7 \u09a8\u0987\u0964<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">11. \u0995\u09cd\u09b7\u09a4\u09bf\u09aa\u09c2\u09b0\u09a3<\/h2><\/div><div class=\"fusion-text fusion-text-17 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p>\u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u09ac\u09be \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u09b2\u0999\u09cd\u0998\u09a8\u09c7\u09b0 \u09ab\u09b2\u09c7 \u0989\u09a6\u09cd\u09ad\u09c2\u09a4 \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09a6\u09be\u09ac\u09bf \u09a5\u09c7\u0995\u09c7 TimeOffLedger-\u0995\u09c7 \u0995\u09cd\u09b7\u09a4\u09bf\u09aa\u09c2\u09b0\u09a3 \u09a6\u09bf\u09a4\u09c7 \u098f\u09ac\u0982 \u09a8\u09bf\u09b0\u09cd\u09a6\u09cb\u09b7 \u09b0\u09be\u0996\u09a4\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09a8\u0964<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">12. \u0986\u0987\u09a8 \u0993 \u098f\u0996\u09a4\u09bf\u09df\u09be\u09b0 \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09a8\u09be<\/h2><\/div><div class=\"fusion-text fusion-text-18 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p>\u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u098f\u09ac\u0982 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09bf\u09a4 \u098f\u09ac\u0982 \u0986\u0987\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09df\u09c0 \u0997\u09a0\u09bf\u09a4 \u09b9\u09df <strong data-start=\"2468\" data-end=\"2496\">\u09ae\u09be\u09b0\u09cd\u0995\u09bf\u09a8 \u09af\u09c1\u0995\u09cd\u09a4\u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0<\/strong>, \u098f\u09b0 \u0986\u0987\u09a8\u09c7\u09b0 \u09a8\u09c0\u09a4\u09bf\u0997\u09c1\u09b2\u09bf\u09b0 \u09a6\u09cd\u09ac\u09a8\u09cd\u09a6\u09cd\u09ac\u0995\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09a8\u09be \u09a8\u09be \u0995\u09b0\u09c7\u0964 \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u09ac\u09be TimeOffLedger \u098f\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u09a5\u09c7\u0995\u09c7 \u0989\u09a6\u09cd\u09ad\u09c2\u09a4 \u09ac\u09be \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4 \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09ac\u09bf\u09b0\u09cb\u09a7 \u09ae\u09be\u09b0\u09cd\u0995\u09bf\u09a8 \u09af\u09c1\u0995\u09cd\u09a4\u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0\u09c7 \u0985\u09ac\u09b8\u09cd\u09a5\u09bf\u09a4 \u0986\u09a6\u09be\u09b2\u09a4\u09c7\u09b0 \u098f\u0995\u099a\u09c7\u099f\u09bf\u09df\u09be \u098f\u0996\u09a4\u09bf\u09df\u09be\u09b0\u09c7\u09b0 \u09b8\u09be\u09aa\u09c7\u0995\u09cd\u09b7\u09c7 \u09b9\u09ac\u09c7\u0964<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">13. \u09ac\u09bf\u09a8\u09be\u09ae\u09c2\u09b2\u09cd\u09af\u09c7 \u099f\u09cd\u09b0\u09be\u09df\u09be\u09b2 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u099a\u09be\u09b0<\/h2><\/div><div class=\"fusion-text fusion-text-19 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u0986\u09ae\u09b0\u09be \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09ac\u09bf\u09ac\u09c7\u099a\u09a8\u09be\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u09ac\u09bf\u09a8\u09be\u09ae\u09c2\u09b2\u09cd\u09af\u09c7 \u099f\u09cd\u09b0\u09be\u09df\u09be\u09b2 \u09ac\u09be \u09aa\u09cd\u09b0\u099a\u09be\u09b0\u09ae\u09c2\u09b2\u0995 \u09aa\u09cd\u09b0\u09ac\u09c7\u09b6\u09be\u09a7\u09bf\u0995\u09be\u09b0 \u09a6\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf\u0964<\/li>\n<li>\u099f\u09cd\u09b0\u09be\u09df\u09be\u09b2 \u09aa\u09bf\u09b0\u09bf\u09df\u09a1 \u09b6\u09c7\u09b7\u09c7, \u0986\u09aa\u09a8\u09bf \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09be\u0987\u09ac \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964<\/li>\n<li>\u09aa\u09cd\u09b0\u099a\u09be\u09b0\u09c7\u09b0 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09bf\u09a4 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7 \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8 \u09ac\u09be \u09aa\u09cd\u09b0\u09a4\u09cd\u09af\u09be\u09b9\u09be\u09b0\u09c7\u09b0 \u09b8\u09be\u09aa\u09c7\u0995\u09cd\u09b7\u09c7\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">14. \u09a4\u09a5\u09cd\u09af \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be, \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u098f\u09ac\u0982 \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be<\/h2><\/div><div class=\"fusion-text fusion-text-20 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p style=\"letter-spacing: -0.17px; background-color: rgba(0, 0, 0, 0); display: inline !important;\">\u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09a4\u09a5\u09cd\u09af \u09b8\u0982\u0997\u09cd\u09b0\u09b9 \u098f\u09ac\u0982 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u09a8\u09c0\u09a4\u09bf \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09bf\u09a4 \u09b9\u09df\u0964<\/p>\n<ol>\n<li>\u0986\u09ae\u09b0\u09be \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u09a1\u09c7\u099f\u09be \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be \u098f\u09ac\u0982 \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u0986\u0987\u09a8 \u09ae\u09c7\u09a8\u09c7 \u099a\u09b2\u09be\u09b0 \u09b2\u0995\u09cd\u09b7\u09cd\u09af \u09b0\u09be\u0996\u09bf, \u09af\u09be\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09b8\u09c0\u09ae\u09be\u09ac\u09a6\u09cd\u09a7 \u09a8\u09df\u0983<\/li>\n<li>\u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09a4\u09a5\u09cd\u09af \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be \u09a8\u09bf\u09df\u09a8\u09cd\u09a4\u09cd\u09b0\u09a3 (\u099c\u09bf\u09a1\u09bf\u09aa\u09bf\u0986\u09b0)<\/li>\n<li>\u09af\u09c1\u0995\u09cd\u09a4\u09b0\u09be\u099c\u09cd\u09af\u09c7\u09b0 \u099c\u09bf\u09a1\u09bf\u09aa\u09bf\u0986\u09b0 \u098f\u09ac\u0982 \u09a1\u09c7\u099f\u09be \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be \u0986\u0987\u09a8 2018<\/li>\n<li>\u0995\u09cd\u09af\u09be\u09b2\u09bf\u09ab\u09cb\u09b0\u09cd\u09a8\u09bf\u09df\u09be \u0997\u09cd\u09b0\u09be\u09b9\u0995 \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u0986\u0987\u09a8 (\u09b8\u09bf\u09b8\u09bf\u09b8\u09bf\u09aa\u09bf\u098f\/\u09b8\u09bf\u09aa\u09bf\u0986\u09b0\u098f) \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af<\/li>\n<li>\u0985\u09b8\u09cd\u099f\u09cd\u09b0\u09c7\u09b2\u09bf\u09df\u09be\u09a8 \u0997\u09cb\u09aa\u09a8\u09c0\u09df\u09a4\u09be \u0986\u0987\u09a8<\/li>\n<li>\u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u099e\u09cd\u099a\u09b2\u09bf\u0995 \u09a4\u09a5\u09cd\u09af \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be \u09aa\u09cd\u09b0\u09ac\u09bf\u09a7\u09be\u09a8<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u09a4\u09a5\u09cd\u09af \u09b8\u09c1\u09b0\u0995\u09cd\u09b7\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09be\u09a3\u09bf\u099c\u09cd\u09af\u09bf\u0995\u09ad\u09be\u09ac\u09c7 \u09af\u09c1\u0995\u09cd\u09a4\u09bf\u09b8\u0999\u09cd\u0997\u09a4 \u09aa\u09cd\u09b0\u09b6\u09be\u09b8\u09a8\u09bf\u0995, \u09aa\u09cd\u09b0\u09af\u09c1\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u098f\u09ac\u0982 \u09b8\u09be\u0982\u0997\u09a0\u09a8\u09bf\u0995 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09ac\u09be\u09b8\u09cd\u09a4\u09ac\u09be\u09df\u09a8 \u0995\u09b0\u09bf\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09bf\u09b7\u09df\u09ac\u09b8\u09cd\u09a4\u09c1\u09b0 \u09ae\u09be\u09b2\u09bf\u0995 \u09a5\u09be\u0995\u09ac\u09c7\u09a8 \u098f\u09ac\u0982 \u098f\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09c1\u09b2\u09a4\u09be \u098f\u09ac\u0982 \u0986\u0987\u09a8\u09bf \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf \u09a8\u09bf\u09b6\u09cd\u099a\u09bf\u09a4 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7 \u09a5\u09be\u0995\u09ac\u09c7\u09a8\u0964<\/li>\n<li>\u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8, \u0986\u09ae\u09b0\u09be \u0985\u09a8\u09c1\u09b0\u09cb\u09a7\u09c7\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u098f\u0995\u099f\u09bf \u09a1\u09c7\u099f\u09be \u09aa\u09cd\u09b0\u09b8\u09c7\u09b8\u09bf\u0982 \u0985\u09cd\u09af\u09be\u09a1\u09c7\u09a8\u09cd\u09a1\u09be\u09ae (\u09a1\u09bf. \u09aa\u09bf. \u098f) \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-16 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">15. \u0986\u09a8\u09cd\u09a4\u09b0\u09cd\u099c\u09be\u09a4\u09bf\u0995 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u098f\u09ac\u0982 \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf<\/h2><\/div><div class=\"fusion-text fusion-text-21 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u09ae\u09be\u09b0\u09cd\u0995\u09bf\u09a8 \u09af\u09c1\u0995\u09cd\u09a4\u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0, \u09af\u09c1\u0995\u09cd\u09a4\u09b0\u09be\u099c\u09cd\u09af, \u0987\u0989\u09b0\u09cb\u09aa\u09c0\u09df \u0987\u0989\u09a8\u09bf\u09df\u09a8, \u09ae\u09a7\u09cd\u09af \u09aa\u09cd\u09b0\u09be\u099a\u09cd\u09af, \u0985\u09b8\u09cd\u099f\u09cd\u09b0\u09c7\u09b2\u09bf\u09df\u09be, \u09ad\u09be\u09b0\u09a4, \u099c\u09be\u09aa\u09be\u09a8, \u09a4\u09c1\u09b0\u09b8\u09cd\u0995, \u09b8\u0982\u09af\u09c1\u0995\u09cd\u09a4 \u0986\u09b0\u09ac \u0986\u09ae\u09bf\u09b0\u09be\u09a4, \u09aa\u09be\u0995\u09bf\u09b8\u09cd\u09a4\u09be\u09a8 \u098f\u09ac\u0982 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u0985\u099e\u09cd\u099a\u09b2\u09c7\u09b0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u0995\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 \u09b8\u09b9 \u09ac\u09bf\u09b6\u09cd\u09ac\u09ac\u09cd\u09af\u09be\u09aa\u09c0 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u09c7\u09b0 \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u0995\u09b0\u09be \u09b9\u09df\u09c7\u099b\u09c7\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u098f\u0996\u09a4\u09bf\u09df\u09be\u09b0\u09c7\u09b0 \u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09df \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8, \u09b6\u09cd\u09b0\u09ae \u098f\u09ac\u0982 \u09a4\u09a5\u09cd\u09af \u0986\u0987\u09a8 \u09ae\u09c7\u09a8\u09c7 \u099a\u09b2\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09bf \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u098f\u09ae\u09a8 \u0995\u09cb\u09a8\u0993 \u09aa\u09cd\u09b0\u09a4\u09bf\u09a8\u09bf\u09a7\u09bf\u09a4\u09cd\u09ac \u0995\u09b0\u09bf \u09a8\u09be \u09af\u09c7 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u09a6\u09c7\u09b6\u09c7\u09b0 \u09b8\u09ae\u09b8\u09cd\u09a4 \u09b8\u09cd\u09a5\u09be\u09a8\u09c0\u09df \u0986\u0987\u09a8\u09c0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df\u09a4\u09be \u09ae\u09c7\u09a8\u09c7 \u099a\u09b2\u09c7\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-17 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">16. \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u0995\u09be\u09b0\u09c0\u09b0 \u09ac\u09bf\u09b7\u09df\u09ac\u09b8\u09cd\u09a4\u09c1 \u098f\u09ac\u0982 \u09a6\u09be\u09df\u09bf\u09a4\u09cd\u09ac<\/h2><\/div><div class=\"fusion-text fusion-text-22 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09df \u099c\u09ae\u09be \u09a6\u09c7\u0993\u09df\u09be \u09b8\u09be\u09ae\u0997\u09cd\u09b0\u09c0\u09b0 \u09b8\u09ae\u09b8\u09cd\u09a4 \u0985\u09a7\u09bf\u0995\u09be\u09b0, \u09b6\u09bf\u09b0\u09cb\u09a8\u09be\u09ae \u098f\u09ac\u0982 \u0986\u0997\u09cd\u09b0\u09b9 \u0986\u09aa\u09a8\u09be\u09b0 \u0995\u09be\u099b\u09c7 \u09b0\u09df\u09c7\u099b\u09c7\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u0995\u09c7\u09ac\u09b2 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be \u09b8\u09b0\u09ac\u09b0\u09be\u09b9\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09be\u09ae\u0997\u09cd\u09b0\u09c0 \u09b9\u09cb\u09b8\u09cd\u099f, \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09df\u09be \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09a6\u09b0\u09cd\u09b6\u09a8\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u099f\u09bf \u09b8\u09c0\u09ae\u09bf\u09a4, \u09ac\u09bf\u09b6\u09cd\u09ac\u09ac\u09cd\u09af\u09be\u09aa\u09c0, \u0985-\u098f\u0995\u099a\u09c7\u099f\u09bf\u09df\u09be \u09b2\u09be\u0987\u09b8\u09c7\u09a8\u09cd\u09b8 \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09c7\u09a8\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u09aa\u09cd\u09b0\u09a4\u09bf\u09a8\u09bf\u09a7\u09bf\u09a4\u09cd\u09ac \u0995\u09b0\u09c7\u09a8 \u098f\u09ac\u0982 \u0993\u09df\u09be\u09b0\u09c7\u09a8\u09cd\u099f \u0995\u09b0\u09c7\u09a8 \u09af\u09c7 \u09ac\u09bf\u09b7\u09df\u09ac\u09b8\u09cd\u09a4\u09c1 \u099c\u09ae\u09be \u09a6\u09c7\u0993\u09df\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09be\u09b0 \u09b8\u09ae\u09b8\u09cd\u09a4 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df \u0985\u09a7\u09bf\u0995\u09be\u09b0 \u098f\u09ac\u0982 \u0985\u09a8\u09c1\u09ae\u09a4\u09bf \u09b0\u09df\u09c7\u099b\u09c7\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8, \u09b6\u09cd\u09b0\u09ae \u09ac\u09be \u0995\u09b0 \u0986\u0987\u09a8\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u0995\u09be\u09b0\u09c0\u09b0 \u09b8\u09be\u09ae\u0997\u09cd\u09b0\u09c0\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09c1\u09b2\u09a4\u09be, \u09ac\u09c8\u09a7\u09a4\u09be \u09ac\u09be \u09b8\u09ae\u09cd\u09ae\u09a4\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7 \u09a8\u0987\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-18 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">17. \u09a4\u09c3\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u0997\u09c1\u09b2\u09bf<\/h2><\/div><div class=\"fusion-text fusion-text-23 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u09a4\u09c3\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u0997\u09c1\u09b2\u09bf\u09b0 \u09b8\u09be\u09a5\u09c7 \u098f\u0995\u09c0\u09ad\u09c2\u09a4 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7 \u09ac\u09be \u09b2\u09bf\u0999\u09cd\u0995 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/li>\n<li>\u09a4\u09c3\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u0997\u09c1\u09b2\u09bf\u09b0 \u09aa\u09cd\u09b0\u09be\u09aa\u09cd\u09af\u09a4\u09be, \u09a8\u09bf\u09b0\u09cd\u09ad\u09c1\u09b2\u09a4\u09be \u09ac\u09be \u09ac\u09bf\u09b7\u09df\u09ac\u09b8\u09cd\u09a4\u09c1\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09ae\u09b0\u09be \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7 \u09a8\u0987\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09be\u0995\u09c7 \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09aa\u09cd\u09b2\u09cd\u09af\u09be\u099f\u09ab\u09b0\u09cd\u09ae\u09c7\u09b0 \u0995\u09cb\u09a8\u0993 \u09a4\u09a5\u09cd\u09af \u09a4\u09c3\u09a4\u09c0\u09df \u09aa\u0995\u09cd\u09b7\u09c7\u09b0 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u0995\u09be\u099b\u09c7 \u09ac\u09bf\u0995\u09cd\u09b0\u09bf \u0995\u09b0\u09be\u09b0 \u0985\u09a8\u09c1\u09ae\u09a4\u09bf \u09a6\u09c7\u0993\u09df\u09be \u09b9\u09df \u09a8\u09be\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-19 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">18. \u09b8\u09ae\u09be\u09aa\u09cd\u09a4\u09bf, \u09b8\u09cd\u09a5\u0997\u09bf\u09a4\u0995\u09b0\u09a3 \u098f\u09ac\u0982 \u09a4\u09a5\u09cd\u09af \u09a7\u09be\u09b0\u09a3<\/h2><\/div><div class=\"fusion-text fusion-text-24 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f \u09b8\u09c7\u099f\u09bf\u0982\u09b8\u09c7\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09b8\u09ae\u09df \u0986\u09aa\u09a8\u09be\u09b0 \u09b8\u09be\u09ac\u09b8\u09cd\u0995\u09cd\u09b0\u09bf\u09aa\u09b6\u09a8 \u09ac\u09be\u09a4\u09bf\u09b2 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u09ac\u09be \u09aa\u09cd\u09b0\u09af\u09cb\u099c\u09cd\u09af \u0986\u0987\u09a8 \u09b2\u0999\u09cd\u0998\u09a8 \u0995\u09b0\u09c7\u09a8 \u09a4\u09ac\u09c7 \u0986\u09ae\u09b0\u09be \u0985\u09ac\u09bf\u09b2\u09ae\u09cd\u09ac\u09c7 \u0985\u09cd\u09af\u09be\u0995\u09cd\u09b8\u09c7\u09b8 \u09b8\u09cd\u09a5\u0997\u09bf\u09a4 \u09ac\u09be \u09ac\u09a8\u09cd\u09a7 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf\u0964<\/li>\n<li>\u09b8\u09ae\u09be\u09aa\u09cd\u09a4\u09bf\u09b0 \u09aa\u09b0\u09c7, \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf\u09a4\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09ac\u09c7\u09b6\u09be\u09a7\u09bf\u0995\u09be\u09b0 \u09ac\u09a8\u09cd\u09a7 \u09b9\u09df\u09c7 \u09af\u09be\u09ac\u09c7\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u0986\u0987\u09a8\u09bf \u09a7\u09b0\u09c7 \u09b0\u09be\u0996\u09be\u09b0 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df\u09a4\u09be \u09b8\u09be\u09aa\u09c7\u0995\u09cd\u09b7\u09c7, \u09b8\u09ae\u09be\u09aa\u09cd\u09a4\u09bf\u09b0 \u09aa\u09b0\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09bf\u09b7\u09df\u09ac\u09b8\u09cd\u09a4\u09c1 \u09ae\u09c1\u099b\u09c7 \u09ab\u09c7\u09b2\u09a4\u09c7 \u09ac\u09be \u09ac\u09c7\u09a8\u09be\u09ae\u09c0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf\u0964<\/li>\n<li>\u09b8\u09ae\u09be\u09aa\u09cd\u09a4\u09bf\u09b0 \u0986\u0997\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09a1\u09c7\u099f\u09be \u09b0\u09aa\u09cd\u09a4\u09be\u09a8\u09bf \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09bf \u09a6\u09be\u09df\u09ac\u09a6\u09cd\u09a7\u0964 \u09b8\u09ae\u09be\u09aa\u09cd\u09a4\u09bf\u09b0 \u09aa\u09b0\u09c7 \u09a1\u09c7\u099f\u09be \u09aa\u09c1\u09a8\u09b0\u09c1\u09a6\u09cd\u09a7\u09be\u09b0\u09c7\u09b0 \u0995\u09cb\u09a8\u0993 \u0997\u09cd\u09af\u09be\u09b0\u09be\u09a8\u09cd\u099f\u09bf \u09a8\u09c7\u0987\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-20 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">19. \u0985\u09b8\u09cd\u09ac\u09c0\u0995\u09be\u09b0\u0995\u09be\u09b0\u09c0<\/h2><\/div><div class=\"fusion-text fusion-text-25 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \"\u09af\u09c7\u09ae\u09a8 \u0986\u099b\u09c7\" \u098f\u09ac\u0982 \"\u0989\u09aa\u09b2\u09ac\u09cd\u09a7 \u09b9\u09bf\u09b8\u09be\u09ac\u09c7\" \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09be \u09b9\u09df\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u098f\u0995\u099f\u09bf \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0989\u09a6\u09cd\u09a6\u09c7\u09b6\u09cd\u09af\u09c7 \u09ac\u09be\u09a3\u09bf\u099c\u09cd\u09af\u09af\u09cb\u0997\u09cd\u09af\u09a4\u09be \u098f\u09ac\u0982 \u09af\u09cb\u0997\u09cd\u09af\u09a4\u09be \u09b8\u09b9 \u09b8\u09ae\u09b8\u09cd\u09a4 \u0993\u09df\u09be\u09b0\u09c7\u09a8\u09cd\u099f\u09bf, \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u09ac\u09be \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u09a8\u09bf\u09b9\u09bf\u09a4, \u0985\u09b8\u09cd\u09ac\u09c0\u0995\u09be\u09b0 \u0995\u09b0\u09bf\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u0997\u09cd\u09af\u09be\u09b0\u09be\u09a8\u09cd\u099f\u09bf \u09a6\u09bf\u099a\u09cd\u099b\u09bf \u09a8\u09be \u09af\u09c7 \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u099f\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0986\u0987\u09a8\u09bf \u09ac\u09be \u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09df\u09bf\u0995 \u09aa\u09cd\u09b0\u09df\u09cb\u099c\u09a8\u09c0\u09df\u09a4\u09be \u09aa\u09c2\u09b0\u09a3 \u0995\u09b0\u09ac\u09c7\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-21 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">20. \u09aa\u09cd\u09b0\u09a4\u09bf\u0995\u09cd\u09b0\u09bf\u09df\u09be, \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8<\/h2><\/div><div class=\"fusion-text fusion-text-26 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><ol>\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u099c\u09ae\u09be \u09a6\u09c7\u0993\u09df\u09be \u09af\u09c7 \u0995\u09cb\u09a8\u0993 \u09aa\u09cd\u09b0\u09a4\u09bf\u0995\u09cd\u09b0\u09bf\u09df\u09be, \u09aa\u09b0\u09be\u09ae\u09b0\u09cd\u09b6 \u09ac\u09be \u09a7\u09be\u09b0\u09a3\u09be \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u09b8\u09c0\u09ae\u09be\u09ac\u09a6\u09cd\u09a7\u09a4\u09be \u09ac\u09be \u0995\u09cd\u09b7\u09a4\u09bf\u09aa\u09c2\u09b0\u09a3 \u099b\u09be\u09a1\u09bc\u09be\u0987 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/li>\n<li>\u0986\u09aa\u09a8\u09bf \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be\u09b0 \u09ac\u09bf\u099c\u09cd\u099e\u09aa\u09cd\u09a4\u09bf, \u09ac\u09bf\u09b2\u09bf\u0982 \u09ac\u09be\u09b0\u09cd\u09a4\u09be \u098f\u09ac\u0982 \u09a8\u09c0\u09a4\u09bf \u0986\u09aa\u09a1\u09c7\u099f \u09b8\u09b9 \u09ac\u09c8\u09a6\u09cd\u09af\u09c1\u09a4\u09bf\u09a8\u09ad\u09be\u09ac\u09c7 \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u0995\u09be\u099b \u09a5\u09c7\u0995\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u09aa\u09c7\u09a4\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09a8\u0964<\/li>\n<li>\u0986\u09ae\u09b0\u09be \u09b8\u09ae\u09df\u09c7 \u09b8\u09ae\u09df\u09c7 \u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u0986\u09aa\u09a1\u09c7\u099f \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf\u0964<\/li>\n<li>\u098f\u0987\u09b8\u09ac \u09aa\u09b0\u09bf\u09ac\u09b0\u09cd\u09a4\u09a8\u0997\u09c1\u09b2\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u0993\u09df\u09c7\u09ac\u09b8\u09be\u0987\u099f\u099f\u09bf \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c7\u09a8 \u09a4\u09ac\u09c7 \u0986\u09aa\u09a8\u09bf \u098f\u0987\u09b8\u09ac \u09b6\u09b0\u09cd\u09a4\u09be\u09a6\u09bf\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09ae\u09cd\u09ae\u09a4 \u09b9\u09a8\u0964<\/li>\n<\/ol>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-padding-top-medium:64px;--awb-padding-right-medium:40px;--awb-padding-bottom-medium:64px;--awb-padding-left-medium:40px;--awb-padding-right-small:20px;--awb-padding-left-small:20px;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:2.91%;--awb-spacing-left-medium:2.91%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-22 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom-small:30px;--awb-font-size:32px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:32;line-height:var(--awb-typography1-line-height);\">\u09af\u09cb\u0997\u09be\u09af\u09cb\u0997<\/h2><\/div><div class=\"fusion-text fusion-text-27 fusion-text-no-margin\" style=\"--awb-margin-bottom:48px;\"><p data-start=\"143\" data-end=\"243\">\u098f\u0987 \u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09c0 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09af\u09a6\u09bf \u0995\u09cb\u09a8\u0993 \u09aa\u09cd\u09b0\u09b6\u09cd\u09a8 \u09a5\u09be\u0995\u09c7 \u09a4\u09ac\u09c7 \u09a6\u09df\u09be \u0995\u09b0\u09c7 \u09a8\u09c0\u099a\u09c7\u09b0 \u09ac\u09bf\u09ac\u09b0\u09a3 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c7 \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u0995\u09b0\u09c1\u09a8\u0983<\/p>\n<p data-start=\"143\" data-end=\"243\"><strong data-start=\"336\" data-end=\"346\">\u0987\u09ae\u09c7\u0987\u09b2\u0983<\/strong> <a class=\"decorated-link cursor-pointer\" href=\"mailto:admin@timeoffledger.com\" rel=\"noopener\" data-start=\"347\" data-end=\"370\">admin@timeoffledger.com<\/a><br data-start=\"370\" data-end=\"373\" \/><strong data-start=\"373\" data-end=\"381\">Tel:<\/strong> <a href=\"tel:+1%20775%20522%209719\">+1 775 522 9719<\/a><\/p>\n<p data-start=\"245\" data-end=\"334\"><strong data-start=\"245\" data-end=\"268\">Time Off Ledger LLC<\/strong><br data-start=\"268\" data-end=\"271\" \/>5900 \u09ac\u09cd\u09af\u09be\u09b2\u0995\u09a8\u09c7\u09b0 \u09a1\u09cd\u09b0\u09be\u0987\u09ad #10433<br data-start=\"297\" data-end=\"300\" \/>Austin, TX 78731<br data-start=\"316\" data-end=\"319\" \/>\u09ae\u09be\u09b0\u09cd\u0995\u09bf\u09a8 \u09af\u09c1\u0995\u09cd\u09a4\u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1256.6px;margin-left: calc(-3% \/ 2 );margin-right: calc(-3% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.455%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.455%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.455%;--awb-spacing-left-medium:1.455%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.455%;--awb-spacing-left-small:1.455%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-4425","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms &amp; Conditions | TimeOffLedger<\/title>\n<meta name=\"description\" content=\"Read TimeOffLedger&#039;s Terms &amp; Conditions \u2014 your rights and responsibilities when using our leave management and HR platform.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/timeoffledger.com\/bn\/terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms &amp; Conditions | TimeOffLedger\" \/>\n<meta property=\"og:description\" content=\"Read TimeOffLedger&#039;s Terms &amp; Conditions \u2014 your rights and responsibilities when using our leave management and HR platform.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/timeoffledger.com\/bn\/terms-and-conditions\/\" \/>\n<meta property=\"og:site_name\" content=\"TimeOffLedger\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-13T17:42:33+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 \u09ae\u09bf\u09a8\u09bf\u099f\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09bf | TimeOffLedger","description":"Read TimeOffLedger's Terms & Conditions \u2014 your rights and responsibilities when using our leave management and HR platform.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/timeoffledger.com\/bn\/terms-and-conditions\/","og_locale":"en_US","og_type":"article","og_title":"Terms & Conditions | TimeOffLedger","og_description":"Read TimeOffLedger's Terms & Conditions \u2014 your rights and responsibilities when using our leave management and HR platform.","og_url":"https:\/\/timeoffledger.com\/bn\/terms-and-conditions\/","og_site_name":"TimeOffLedger","article_modified_time":"2026-09-13T17:42:33+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 \u09ae\u09bf\u09a8\u09bf\u099f"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/timeoffledger.com\/terms-and-conditions\/","url":"https:\/\/timeoffledger.com\/terms-and-conditions\/","name":"\u09b6\u09b0\u09cd\u09a4\u09be\u09ac\u09b2\u09bf | TimeOffLedger","isPartOf":{"@id":"https:\/\/timeoffledger.com\/#website"},"datePublished":"2026-01-28T17:06:49+00:00","dateModified":"2026-09-13T17:42:33+00:00","description":"Read TimeOffLedger's Terms & Conditions \u2014 your rights and responsibilities when using our leave management and HR platform.","breadcrumb":{"@id":"https:\/\/timeoffledger.com\/terms-and-conditions\/#breadcrumb"},"inLanguage":"bn-BD","potentialAction":[{"@type":"ReadAction","target":["https:\/\/timeoffledger.com\/terms-and-conditions\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/timeoffledger.com\/terms-and-conditions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/timeoffledger.com\/"},{"@type":"ListItem","position":2,"name":"Terms &#038; Conditions"}]},{"@type":"WebSite","@id":"https:\/\/timeoffledger.com\/#website","url":"https:\/\/timeoffledger.com\/","name":"TimeOffLedger","description":"TimeOffLedger helps growing teams manage leave, track attendance, run payroll, and stay compliant \u2014 without spreadsheets, email chains, or disconnected tools","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/timeoffledger.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"bn-BD"}]}},"_links":{"self":[{"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/pages\/4425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/comments?post=4425"}],"version-history":[{"count":9,"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/pages\/4425\/revisions"}],"predecessor-version":[{"id":4993,"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/pages\/4425\/revisions\/4993"}],"wp:attachment":[{"href":"https:\/\/timeoffledger.com\/bn\/wp-json\/wp\/v2\/media?parent=4425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}